The Easiest Way to Save Lots of Money: Digit, Savings App Review

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Are you a saver or a spender?


Do you have things you would like to do?  Like take a trip, buy a newer car, pay off debt, but never seem to get enough money in your account to do it?

What if I told you I have a totally affordable digital software that will create a reality for you where you NEVER HAVE TO SAVE a penny EVER AGAIN! And you will still have money rolling into your saving account! And it doesn’t cost more than a cup of black coffee once a month!


To good to be true right? Or not!

Let me introduce you to my most favorite app in the world!



Digit is an app that automatically helps their customers save money. In fact they have helped them save millions and millions of dollars.

My husband and I decided to try it out and after just one week, we were hooked! It is literally mindless saving rather than the typical mindless spending! It was easy to see after just one week how this could be an extremely powerful tool to help us reach our savings goals without the pain that’s usually involved!

Digit is a software, app, website, and program that links to your bank account, tracks your spending habits and after a couple of days starts determining when it is safe to save. It then withdrawals small amounts of money from your account and puts it in a “Rainy Day” Digit Savings Account.

It is literally as simple as that. DONE!!

Let me tell you:  IT ACTUALL WORKS!!!

You Can Check It Out HERE: Digit


Check out these other great ways to save money:


The “Rainy Day” account is located on the Digit site and can be accessed at any and all times.

I love this because if you have your savings and checking with the same bank it is usually pretty easy to “steal” from your savings or not put money away at all! “Out of sight; out of mind” is a great mentality when it comes to automatic saving and investing!

Digit is great because it automatically puts small amounts into savings that add up in a BIG way!

My husband is a natural spender and if he was the only one in charge of our finances I would be shocked if anything in our budget would be allocated to savings. As it is we both feel like we don’t put enough away! Or we just want a decent “rainy day fund” for those things that come up (like Christmas in December in some cases! J) that we can go to when needed!

You can make a withdrawal from your Digit account at any time, and it will take 1 business day to be returned back to the account saved from.

You can determine how much is taken at a time if you feel that what Digit is taking is too much, or too random and would like a specific amount to be withdrawn on certain days.

You can name your account so that you have an actual goal! For example; Christmas Budget, Family Vacation, New Car, House Projects, Emergency Fund etc….

Sound too good to be true? You Can Check It Out HERE for Yourself!



When you sign up for the Digit Service you automatically get a Digit Savings account. This is where your money is saved for you after it is withdrawn from your bank account. The account is FDIC insured up to $250,000 so you know that your hard-earned money is safe and sound.

Each time Digit saves money from your account it will notify you of the amount saved, and the remaining balance in your account. The amount will vary depending on your situation and the amount of money in your account. Typical amounts are no more than $20 at a time.

Whenever you are ready to spend the saved money, all you have to do is text “withdraw” back to your digit text. They will have you save their information upon signing up, and you will have been receiving texts throughout the saving process. If you would like to check your balance, text “balance.” You can also text “minimum” to set up a specified amount you would like to be saved and no more.

It really is that simple!

The Easiest Way to Become a Saver Digit app



I recommend Digit because of the simplicity it allows even the worst saver! It allows you to put your savings on autopilot and not even have to think about it. It’s like having a personal digital accountant in your pocket!


Digit does have a monthly subscription of $2.99. There are no hidden fees. No transfer, withdraws, or service fees. It is strictly a $2.99 subscription. What you see is what you get.

Digit promises that you will never overdraft. They have perfected their algorithm so well and they track your accounts so closely that they will never allow you to overdraft into your savings. They even promise that if something were to happen that causes an overdraft fee, Digit would pay for it. (However, this is EXTREMELY unlikely)



The one thing my husband was worried about when I first signed up was if I could turn it off or pause it. (We were planning a vacation at the time and he did not want it on during our trip)

The answer is YES. You are able to turn off digit or pause it any time you like, setting up a date when you feel more comfortable starting up your savings again.



When you are handling your money electronically it can feel unsafe or unnerving. Especially when connecting to your bank accounts. So I’m sure you are wondering how safe the app is to use.


The DIGIT APP IS 100% SAFE. It is FDIC Insured up to $250,000.



The Digit Service is only $2.99 A MONTH. The price of 1 small cup of black coffee! How in the world can such a fantastic service with all it’s functions and benefits be so affordable?

Digit is so affordable because it makes money off the interest in your Digit savings account. Just like a regular bank earns income off the money sitting in your accounts. It does stink not to make a return on your savings, but the money would be so small it wouldn’t even make a difference. And the trade off is so worth it to have an automated savings!



All you have to do is:

Click Here Digit Savings Service

Sign up with your phone number

Connect your bank account to your digit account

Start Saving!


What do you think of this app? I’d love to know!

Do you have a hard time saving? Does this seem like something you would really benefit from?


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