The Willow Brook Life

Balancing Time, Money & Life

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Category: Money

5 REASONS WHY YOU SHOULD NEVER HAVE A CAR PAYMENT

5 Reasons why you should never have a car payment

For middle class America, car payments are a normal way of life, everybody has one! I’ve even been told; “a car payment is a sign of being an adult”. Yes most of us were raised to believe that this is the norm and that every car we own comes with Read more…


WHY YOU CAN NEVER MOVE FORWARD WITHOUT A WRITTEN BUDGET

budget

Your income doesn’t matter, your age doesn’t matter, your race doesn’t matter! The only thing that is holding you back is math! This is why you cannot move forward without a written budget. a game plan for your money and your money goals! When we don’t bother to do the Read more…


WHY YOUR ATTITUDE IS KEY TO A SUCCESSFUL BUDGET

Why attitude is key to a successful budget

According to Gallup poll only 32% of households in America maintain a household budget. The rate of financial success within those households is even fewer due to approaching it with the wrong attitude. Anyone can create a budget, it can be simple or complex if desired. It can be full Read more…


HOW WE SAVED $600 IN ONE MONTH!

how we saved $600 in one month

We saved over $600 in just one month by changing some all-too-common habits that were draining our budget! Saving money starts as a choice followed by direct action. It takes discipline and intention. Your mind has to be made up that it is more important to save money for, (fill Read more…


HOW WE PAID OFF $55K OF DEBT ON 1 LOW INCOME

how we paid off 55K in debt on 1 low income

Debt is a horrible thing. It robs us of what is ours, it takes away opportunity, freedom and security. It keeps people awake at night and working around the clock. I know because my husband and I have been up to our eyeballs in it since we got married. I Read more…


MONEY SECRETS OF REAL MILLIONAIRES

Money secrets of real millionaires

When we think about “success” we think money. When we think money, we think of having so much of it that it no longer brings concern. Some of us may even think in numbers like millions or billions. If you have any ambition to be successful at all, why not Read more…


5 WAYS TO MASTER YOUR NEXT GROCERY SHOP

5 ways to master your next grocery shop

Believe it or not there is a wrong way to use coupons and shop the deals, even when you are saving money with your grocery shopping. Grocery chains spend so much money on marketing and advertising. They spend this money knowing it will pay off! After all, they are a Read more…


HOW WE SAVED HUNDREDS BY CHANGING THIS ONE COFFEE HABIT

how we saved hundred with this one coffee habit

This post contains affiliate links. See Affiliate Disclaimer I’m not one to go out and get a Starbucks Latte every morning (although I have been known to treat myself) however I’m a huge Kurig pod coffee lover! I used to drink a half-pot to a pot of coffee a day Read more…


THE EASIEST WAY TO START A BUDGET FOR NON-TECH PEOPLE

the easiest way to start a budget for non-tech people

The easiest way to start a budget, period   My husband has an MBA and works in finance. He is always coming home with new million-line spreadsheets with crazy formulas for our personal budget and gets excited over the entire budgeting process. I couldn’t be more opposite! I like things Read more…


9 Things Debt Free People Do That Will Change Your Life

9 Things debt free people do that will change your life

Live On Less Than You Make In a world of “Joneses” it can be hard to live within your means. Debt free people have mastered self-discipline in their belongings. By living within their means debt free people can manage their money to work for them, not be fighting against it. Read more…