5 REASONS WHY YOU SHOULD NEVER HAVE A CAR PAYMENT

5 REASONS WHY YOU SHOULD NEVER HAVE A CAR PAYMENT

For middle class America, car payments are a normal way of life, everybody has one! I’ve even been told; “a car payment is a sign of being an adult”.

Yes most of us were raised to believe that this is the norm and that every car we own comes with a car payment! This does not have to be true! In fact, today more than ever before it shouldn’t be true! It has to change!

We all know that excess credit card debt is a bad thing and that student loans are outrageous today! But for some reason car payments (as crazy expensive as they are these days) get a free pass when talking about debt and money smarts.

There are many reasons why this is, for one it is because of the way it is constantly advertised to us. Second it’s because cars are necessary (yes for most of us a car is necessary, but not the payments J) and third is that we feel the value when driving a car and physically using it. That all being said, no car is worth what we lose when we have a car payment!

Car payments are stealing your money and here are 5 reasons WHY YOU SHOULD NEVER HAVE A CAR PAYMENT:

  1. Depreciating in Value

When something depreciates it reduces in value with time. Cars depreciate in value faster than almost anything!

We all pretend like spending $36,000 on a new car is acceptable! However; if we had that racked up on a credit card we’d be banging our heads against the wall!

Here’s where the problem lies in thinking the car payment is okay: What’s the big difference?

According to Kelly Blue Book the average new car price in January of 2018 was $36,280.

This means that half of the new cars purchased were more expensive than that!!!!

If I bought $36,000 worth of clothes on a credit card people would say that I have a spending problem (and they’d be right). Also, after some time of wearing those clothes (hopefully a long time for that price) they would no longer be returnable. Sure I could sell them in a garage sale and get some money out of them but never the full amount that they cost me when they were brand new.

Now let’s look at cars. If I spend $36,000 on a new car (below average) most people would find that perfectly acceptable. However the same thing happens to the car as it did with the clothes; each time I use it, the value of it goes down. I could never sell it for what I paid for it and as time goes on the value keeps going down.

 

5 Reasons why you should never have a car payment

 

In the meantime, I’m making payments each month (with interest) on something that I am wearing out faster than I am paying off.

Cars should be looked at as a necessary expense, but the payment isn’t. We spend enough on car maintenance and repair to not have a car payment to add to it! And it’s never worth it to buy a new car for how fast they depreciate in value.

 

  1. Opportunity Cost

The opportunity cost of money is basically the missed opportunity of what you could do with your money if you had not been spending it on car payments. Basically what are you giving up in order to make those car payments, 401k, vacation, investment, savings, buying a house etc.

Our car payments are robbing us from being truly wealthy and successful with money! The average new car purchased in America is $36,270 according to Kelly Blue Book and most people who take out a car loan and make payments on that for many years to come.

According to Edmunds.com:In 2014, 62 percent of the auto loans were for terms over 60 months. And nearly 20 percent of the loans were for 73- to 84-month terms.”

So not only are car prices getting bigger, but we are paying for them for a longer amount of time! Therefor taking away all opportunity that we had to put that money to better use! Also here’s a thought, after 60 months (five years) you have an “old” car on your hands…time to go get a brand new car and repeat the cycle.

5 Reasons why you should never have a car payment

 

-Leases are no better, you are just making a car payment for something that isn’t and will never be yours (again charging you an opportunity cost of that money).

Breaking down the car payment:

The average interest rate on an auto loan was 4.21% in 2017. That means many rates are higher than that! So not only are you making outrageous payments on something that is tanking in value but you are paying interest to do it!

So we have the average new car price of $26,270 and the average loan rate (remember this is average so half of them are higher! Scary!) of 4.21% over the average car loan term of 60 months….putting that into a payment calculator (google it) comes out to

Beep…Bop…Boop…..

CRUNCH:

$670 per month!

 

That is what the “average” American is spending per month on a new car! If you are not shocked by this think of this –according to the census bureau for 2016 the average household income was between; $57,000-$59,000 annually.

That is a take home pay after taxes of $3,900 per month! Are we killing ourselves with car payments here? Not to mention student loans, house payments, credit cards, and putting money away for when you finally get to retire!

What could you do with that extra $670 a month that is being wasted on a car? Is it really worth it?

 

  1. Interest Working Against You

The average interest rate on an auto loan was 4.21% in 2017. Sure that’s not as bad as some credit cards but it does add up over time, especially on $36,000. Instead of paying someone to spend money we don’t have in the first place we should be getting interest paid to us!

How do we do that?

What if we live with the car we have for a few years or buy a cheap car and start putting a “car payment” worth away in a money market or mutual fund account? This would mean that the amounts we are saving to buy our next car would actually being growing interest FOR us!

On top of this, when you go to a car lot with cash, you can always negotiate a better deal than if you are asking for a car and begging to be accepted for a loan in the process. Doing the latter puts you at the mercy of the car dealer (and they aren’t known to be merciful).

Check out Dave Ramsey’s 5 Tips When Buying A Car.

 

See exactly how this works:

 

  1. Save Your Payments

As explained above; if you were to save or invest your car payments rather than let the bank do it, you are gaining interest rather than paying it.

If you can be proactive with your money rather than reactive. You can live without ever having a car payment.

Being proactive would be saving your money for a car realizing that cars have a limited lifetime before they fall apart. Being reactive would be to wait until your car breaks down to think about needing to get a new one and not having any money to do so. This is what most people do.

Instead, be a proactive person! Think of your health:

A proactive person exercises and eats healthy in order to keep his/her body from getting sick.

A reactive person does nothing until they are laying in a hospital bed about to have an operation due to not proactively taking care of themselves.

The same is true about our financial health. We should be PROACTIVE in all our financial matters! It is how we are able to pay bills on time, take a vacation, and eventually retire!

Why should cars not fall under the category of things we save for? Because it’s easy to get a car loan? Because it is considered normal?

Being normal is being that reactive person on the hospital bed. Normal people do not run marathons and normal people do not become wealthy.

It is something that must be proactively worked on! It takes time but it is worth it! Financially successful people know these reasons why you should never have a car payment and they avoid them like crazy!

Which brings us to #5 which is one of the most important points about car payments that financially successful people always keep in mind:

 

  1. Time Adds Up

Spending 60 months on a car payment kills 5 YEARS of potential investing or doing ANYTHING else with that money. Instead you are left with a $5,000 dollar car and nothing in your savings or retirement from those car payments.

5 Years of paying someone else with interest is a long time! Not to mention the actual principal payment amount! Imagine putting that money into an investment every month or just under the mattress! You would have around $40,000 to do whatever you want with!

When it is spent on a car payment for that long, it is wasted on something that is really a luxury. If you can afford it and still put money towards everything else you want to in order to reach you goals (for example if you are a millionaire) than go for it!

5 Reasons why you should never have a car payment

 

For most of us however; it is foolish to waste that money over such a long period of time on a new car. And as stated before, after 5 years…you are left with no money and an old car, only to repeat the cycle again.

As explained in the video above; save your payment and start making time work for you! Ask anyone over the age of 50 and they will tell you that they wish they would have started putting money towards retirement earlier than they did…because time plus compound interest works miracles! But that’s another topic all together.

When it comes to money and looking back on what we “should have done” time flies by! Think about how you could have saved more for college or not spent so much on that last….fill in the blank. The same goes for your car payments.

The time will go by no matter what you do with your money, so do the thing that will benefit your goals and dreams the most!!!

So to recap 5 reasons why you should never have a car payment:

 

  1. Your Car is Rapidly Depreciating in Value

  2. It Robs You Through the Opportunity Cost

  3. Don’t Let Interest Work Against You

  4. It’s Better to Save Your Payments

  5. Time adds Up –Have Something to Show For It

 

For middle class America, car payments are a normal way of life, everybody has one! Is it our goal to be like everyone else? Do we want to achieve normal?

No if you are like me you have dreams and goals that sound scary when you mention them out loud! They get you tingly and excited when you think about them for 5 minutes! Don’t let the excitement of a new car rob you of what you really want for your life and your future!

I wish you all the success and happiness in your daily life!

Get Out of Debt Faster Without a Car Payment
5 Reasons Why You Should NEVER Have a Car Payment
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Stop waiting for life to happen

STOP WAITING FOR LIFE TO HAPPEN

I think it is safe to say that every person in modern society is saving something in their lives for a “special time.” People tend to put many things away for later.

Do you have a hutch full of china waiting for a special Christmas Dinner? Or a box of beautiful clothes that don’t fit anymore. Do you save the expensive candles for a romantic evening that never seems to happen? Are you waiting for life to happen?

These are the things that wind up in storage units and basements, all too often forgotten. Never to be enjoyed or lived.

My mother is a collector of beautiful dishware and home décor items. I watched as she decorated our home in lovely elegant items for my sisters and I. No matter our age she made our home elegant and lovely. As I grew up I started my own hope chest of beautiful things. As I saved, purchased and stored away my own future home I vowed to myself to carry on the tradition of making my life beautiful every day. To use my china for my family on Sunday’s. To burn my expensive candles on a random Wednesday winter evening. To drink water out of crystal goblets and to dress in my nice clothes even when at home with the kids.

There’s a story of a poor girl who lived in poverty with her family. She remembered how her grandmother always made it a point to make their home beautiful despite living in a terrible neighborhood. She hung gingham curtains in her kitchen window and would save to buy fresh paint. She always made sure her clothes were clean and well mended, and she always acted like a lady. The girl learned from her grandmother to live today to it’s fullest. To make the most of everything you have. To be grateful for your life by making it beautiful. She grew up to become a multi-millionaire and an influential part of society.

We are the grandmothers, mothers, friends, aunts, daughters, and mentors of woman all over the world who carry the responsibility of living and passing on this knowledge, and way of living.

 

WAITING FOR LIFE TO HAPPEN

 

 

 

 

We have a duty to our society and gender to live the most beautiful lives we possibly can. A life of purpose, of gratitude and elegance.

How can you live your life more beautifully today?

You can start by getting dressed in your nicest clothes. By doing your makeup and putting on jewelry.

You can start to burn candles at the breakfast table and drink coffee out of a cup and saucer.

You can take the china out of the box and serve dinner on it for your husband and kids this weekend.

You can choose to stop waiting for that “special day” to come and make today special!

On the radio I heard a man telling of his grandmother who had recently passed away. As the family went through her belonging and cleaned out her little old house they discovered boxes and boxes of exquisite old china that had never been used or unboxed. He said his mother recognized it as her mother’s wedding china. She said that the grandmother had found the china so beautiful and precious that she had always been saving it for a VERY special dinner. His voice expressed his sadness when he said, “and that time never came.”

Why do we wait? Why is today not very special? Who defines “special”? What may be special to me may not even be special to you. YOU define your special.

Stop WAITING for life to happen and realize that every day is a gift worth celebrating! Start making today a special time for you. Make moments into memories and stop letting them blend together.

Life only has to be ordinary if we choose for it to be. You can make any day extraordinary. What will you unbox today that you have been saving for a special time that may never come? What will you change to make today extraordinary?

THE HIDDEN TRUTH ABOUT SELF-CARE

THE HIDDEN TRUTH ABOUT SELF-CARE

What is “Self-Care”?

 

Is it manicures and massages? Is it silence and meditation? Or is it more than that?

Today I’d like to share something with you that I was personally not very good at.

I thought long and hard about even being qualified to write to you about this. I battled the thought of being hypocritical when it comes to telling you should do something that I found hard to do for myself.

Self-care is so much more than pampering your body.

Self-care is allowing yourself to sustain your life.

To figure out what it is you want on a deeper level than what to eat for dinner. The difference lies in the knowing what you should do and the actual doing it.

Self-care and the lack of it are all surrounded by the “should” word. Sometimes knowing what we should do for ourselves get put on the back burner. Sleep for instance is so easily neglected. Romance gets put to the side especially when you have kids. Budgeting your finances goes out the window when there’s no set goals or discipline. Friendships get pushed to the wayside when there’s dinner to be made.

Your connection to God becomes a mere memory when you are rushing through your mornings to get the kids on the bus. When life starts becoming a whirlwind. It’s the big ones that lose the most focus. Your personal internal needs. Your emotional needs. Having the conversations with yourself necessary for your creativity. Your emotional compass gets put in the back of a closet in a box for “later” when everyone else is taken care of.

 

Self-Care is showing yourself that you love you. Just like you would do something special for the love of your life and want them to be taken care of and shown affection and positive attention. You must be positive with yourself and show yourself that you matter!

YOU DO MATTER!!!

There is no one else like you and you are a special soul unique in this world! Give yourself some time and care and respect to help your mindset live as a strong and able person completely loving and confident in all your abilities!

SELF-CARE

The word sustain has 2 very different and very powerfully meanings.

According to Google the word sustain means:

 

undergo or suffer (something unpleasant, especially an injury).

“he died after sustaining severe head injuries”

synonyms: undergo, experience, suffer, endure

“she sustained slight injuries”

______________________________________________________________________

 

strengthen or support physically or mentally.

“this thought had sustained him throughout the years”

synonyms: comfort, help, assist, encourage, succor, support, give strength to, buoy up, carry, cheer up, hearten;

informal buck up

“her memories sustained her”

 

 

 

Self-Care

I want you to take note of the first definition. To “undergo, experience, suffer, and endure.”

How close to home does this hit for you? I know for me it was extremely eye opening. I realized that most of my life could be described as one of those awful words. A mantra in my head that went round and round was “this too shall pass.” I was enduring most of my days. But my heart screamed for something more. It screamed to be assisted and supported through life.

Self-Care breaks down into 6 categories.

  • Physical Self-Care
  • Emotional Self-Care
  • Social Self-Care
  • Spiritual Self-Care
  • Practical Self-Care

Each are just as important as the next. Without intentional discipline to nurture and care for, our soul is lacking and “sustaining” the neglect. But trust me I can guarantee you that somewhere this neglect will show up somewhere in your body in different ways. Generally, in your health.

It wasn’t until I started to actually take the time for myself, to honor who I am, what I needed, what I wanted even that things in my life started to take a turn for the positive.

self-care soap
Luxury

I am a natural giver. Before I make the smallest decision, I want to know what everyone else wants. Than based on that knowledge I will make a calculated decision as to the best choice. With generally no regard for what I want.

This got to be bad. It started to be that we didn’t go anywhere, do anything, watch anything, or even eat anything that I wanted because I was always too busy fulfilling the needs, wants, and desires of every other person in my life. My health, weight, and happiness were at rock bottom. I finally realized that I needed a change.

I think especially as moms, we tend to be this way in most cases. When we are in pain or suffering in some way, we tend to ignore it or neglect it and hope it just goes away.  Everything has an extreme however. Without proper self-care and nurturing of self-worth and personal love and appreciation, we can spiral down a never-ending rabbit hole of personal neglect.

So here’s the question now:

 

How do I want to go about honoring myself by starting to take time for SELF-CARE!? 🤔

The question isn’t about how or when anymore. It needs to be about how you want to do it.

My challenge for you is to set aside a day or a time that isn’t busy crazy day a day that’s more of a down day for you. Make it a commitment to yourself. A non-negotiable appointment to honor yourself as a woman.

Block to this time out: This is a time for you to ENJOY!

What is it that you enjoy? Getting a massage and your nails done is the perfect way to start. But than go deeper. Is it going to the beach? Getting your hair done? Silence? A love session with your husband? (I know, scheduling romance and sex? But let’s get real; sometimes it’s a necessity) Get a sitter, go on a date, and finish it with a long romantic session in the bedroom. Anything that gives you pleasure.

Is it making a detailed description of what you want your life to look like in 5 years while sitting at a coffee shop sipping a latte?

Do whatever it is that moves you to the front of the line in your life. It’s time to be done with being okay being at the bottom of the totem pole.  We can’t live like that anymore. We shouldn’t live like that anymore. It isn’t benefiting anyone to have you depleted. Are you brave enough to step out of your everyday comfort zone and start sustaining your life in a whole new way?

 

7 TRICKS YOU NEED TO BE A TIME NINJA

7 TRICKS YOU NEED TO BE A TIME NINJA

Time is our most precious asset. You can’t get more of it and everyone on the planet has the same amount of it!

I have a revelation for you! What you decide to do with your time is completely up to you! It may not seem like that but trust me it is true.

 

I have great news!

You have ALL the time that you need if you want to accomplish more!

 

Today I am going to share my favorite time management tips that allowed me to get a lot more done in shorter amounts of time, or at least let me get more focused in the short time periods I have to do so.

People are not magical. We are not born productive. No one comes into this world planned, scheduled, and successful in all they do. No this is learned! It’s a culture. A way of living. It’s a choice!

The biggest changes cannot happen without the first critical step:

1: Mindset

time management Mindset

Our behaviors follow our beliefs. This is gospel. so, I think it deserves a repeat.

Our Behaviors Follow our Beliefs.

If I believe something, then my actions will follow suit.

Look at people who have succeeded at life, make millions of dollars, write best sellers, courses, and business. It all seems to pop out of thin air to us, and we wonder how these people were “born” with so much talent, and “ability” to have such amazing lives. They all have the same thing in common. They ALL HAVE THE SAME MINDSET.

Successful people know that if they make the difficult choices now they will reap the benefits of it in their future. The difficult decisions like waking up early to get a head start on a big project, going to bed late to launch a new product. Making sure they don’t pick up their phones and get lost in the rabbit hole of social media. These decisions are the ones that pay off.

You have to have the mindset of success, the belief that your time is a priority and then take actionable steps to putting that time into practice

Time is our most valuable asset.

We can make a fortune and lose it all, yet we can make it all back again. We can lose our health and get it all back again. Our energy can diminish, but we can replenish it, we can even lose the loves our lives, yet find new love. However, time NEVER COMES BACK.

 

 2: YOUR CALENDAR

 

 

Some of the most famous words in the workplace are: “Gotta Minute?”

1,440

That is the number of minutes that we have. Each one of us have the same amount. No more. No less. People, circumstances, children, pets, spouses, chores, traffic, everything is trying to take a minute.

Everything in it’s time and place is important. Even sitting on the couch and relaxing is EXTREMELY important.

I cannot emphases enough to you the power of your calendar. In whatever form you like to use one. It can be on the fridge, on you phone or computer, on the wall it really doesn’t matter. You MUST start using it!

 

If you can’t measure it, you can’t improve it.” – Peter Drucker

 

The calendar is where you are going to plan and track every minute of your time. It is right there in front of you. You can see right there how much you should be using to sleep, how much is being given away to other people, how much is free and not being used.

Track every single thing that you do on your calendar. Just like your calorie app, tracking or journaling everything that you eat helps you see where you can make improvements, where you are going wrong, maybe even that you are not eating enough.

The same goes for your calendar. It gives you the clear and precise data of where your time is going, where it can be freed up, or even where there is free time that you aren’t using properly. Cause let’s be real. Those 4 hours you spend vegging on the couch in the evenings binge watching Netflix and Instagram stocking your friends you have to put that in your calendar and be honest with yourself that it is something that you did for 2 to 3 to 4 hours! 😊

The benefit of doing this is that then tomorrow you can think, what can I do today in that 4-hour time slot that would benefit me and my life more than Netflix! Is it finishing the laundry? Scrubbing the floor? Writing a blog post or creating YouTube videos? Taking the kids for a walk? Having a meaningful conversation with your spouse? You know what it is!

 

  1. Focus

 

time management focus

So many things pull and distract us all day long. There are always a thousand things we can do at any given minute. We have more coming at us in one day than ever before in recorded history. The world has gotten smaller and we can easily access any remote corner of it at any given time. You can still get everything done in a day despite all your gadgets!

With the world shrinking and personal responsibilities rising, it is hard to know what to do first.

Here is where Focus comes into play. To be able to tackle any day’s schedule or list of tasks that seem overwhelming one of your greatest tools will be your focus.

I don’t know about you, but I don’t seem to be able to focus on things very long these days. We are apart of a “microwave” generation. 10 seconds is a life time. So here is my tip to you.

Focus for brief amounts of time. Set a timer for 5, 10, or even 25 minutes depending on your level of concentration, and the size of the task you are trying to tackle.  The Pomodoro Technique says that you are more prone to get things done if you are hyper focused for at least 25 minutes.  Give that thing your undivided attention and pure focus for those minutes you put on the timer. When the timer is up. Step away. Take a break. Do a different task. Go for a walk. Get a glass of water. Whichever you prefer or need.

Don’t bog yourself down. Forcing yourself to bog through when your focus has diminished only allows for you to become board, to procrastinate, or worse avoid a task that needs your attention.

 

  1. Prioritize

 

We all have our prioritizes in life.

It is important to take the time to put your largest priorities first! This is KEY!

First use your morning to focus on the most important thing of all…. YOU!

Do whatever makes you happy or fulfilled. Prayer, meditation, tea or coffee, hydration, stretching. Whatever you like, take care of yourself first.

Next; Do the most important things on your list first. The most important are usually the biggest most difficult and scariest things that we must get done. We generally tend to avoid them because of these things. But they are scary because they MATTER!

Sometimes people get hung up on trying to be more efficient. People think that by being efficient they’re being more productive. But this isn’t true!

 

BEING EFFECTIVE IS MORE PRODUCTIVE THAN BEING EFFICIENT

 

What you do is infinitely more important than how you do it. Go with your own flow. If you work better with music rather than silence, do so. If you work better with short bursts of focus rather than sitting down till your brain is numb, do that! Be effective in your priorities.

 

  1. Keep Things Organized and Minimalized

 

7 ways to become a time ninja3

You need a work space that is going to keep you productive not overwhelm you when you look at it. You need a space that you can get creative and really get to work when the time is right. That could be the kitchen, a desk space, an art studio, you name it, it needs to be organized and minimal, so you can really get to work when you decided to. Clear off away the clutter in all areas in your life. Don’t waste the precious time you DO have trying to find things that should have a home. Organize your work station to be the most efficient and productive possible.

 

  1. Reverse Engineer Your Time Line

By reversing your time line, you can see when and where the biggest things need to get done.

For instance:

  • Big Presentation June
  • Write notes
  • Research more on bullet points
  • Outline Topic Bullet Points

Than you can see at what points you need to work on things. By doing this I know that instead of writing on a to-do list Work on Presentation, which is overwhelming. Instead I know that first things first I need to write an outline my topics and create bullet points.

  1. Create a Ritual

Creating a ritual around your most productive times can really help you get into a flow state. Consider the environment or mood that you are creating when sitting down to really work on something.

For me I love to brew myself a cup of dark velvety coffee, clear off my work space, turn on some instrumental music that helps my brain to really be able to focus. I love having a plant near me, or something green. It makes me feel like sunshine is near me even on the greyest day.

I love having my certain pens and notebook near me for any ideas that pop up during my working time. Or being able to glance at my list of things that I prioritized during this work session of time I’ve allotted.

 

To sum up how to become a time ninja and accomplish everything you ever wanted to with your time:

  1. Manage Your Mindset           

  2. Keep Your Calendar

  3. Fine Tune Your Focus         

  4. Prepare and Prioritize

  5. Keep Things Organized

  6. Reverse Engineer Your Time

  7. Create A Ritual                 

 

Sometimes we learn new things but fail to put them into practice. The key to success is applying your knowledge to your daily life. Your busy schedule is no joke. It’s real. And it’s important. So is everything that you can’t get done in a day from your schedule right now. By taking the time to be a bit more disciplined in your everyday habits you will manage to accomplish things you never thought you had the time for!

 

I wish you all the success and happiness in your daily life! 

THE POWER OF PRIORITIZING YOUR SCHEDULE

THE POWER OF PRIORITIZING YOUR SCHEDULE

Are you so busy all the time, but when asked what you did that day or what is filling your schedule you can’t really answer?

I’m often asked how I accomplish all that I do in a day. Well, what I’m going to say is going to change your world! Yes, my friend, it is time to throw out your TO-DO list!

Getting things done and getting them done in at a quick pace is the key to accomplishing everything we need to get done in a day.

We all have 365 days in a year. We all have 24 hours in a day. Doesn’t it feel like sometime some people know how to get SOO much done in a day and sometimes it feels like such a chore just to get your bed made?!🤔

The key to being able to take on the world every day and accomplish everything you set out to achieve no matter what that is, is PRIORITIZING YOUR SCHEDULE!

Yes, prioritizing is the only thing that is going to help you get out of your head and get stuff done! Your to-do list is nothing more than a list of things staring you in the face with no rhyme or reason, no plan or strategy.   Looming over your head as a constant reminder of guilt and so called “busyness” we are all addicted to.

Prioritize Your Daily Schedule

Prioritizing is nothing more than setting plan and putting everything in its place of importance, relevance to your day, and urgency. This tells you what is important for you that day and forces you to tackle those important tasks. It’s a great way to stop procrastinating and also not get bored on big scary projects either! 😊

  • Take a list of paper and write out your regular to-do list on the left-hand side. Listing everything as you would normally.

Example:

  • Go to post office

  • Scrub toilet

  • Sign field trip permission slips

  • Call Mom

  • Clean out bathroom closet

 

  • Then on the right-hand side you are going to list those things in order of importance to that day. A),B),C).

Example:

  • A) Sign field trip permission slips

  • B) Go to post office

  • C) Call mom

  • D) Scrub toilet

  • E) Clean out bathroom closet

 

Next, you will make a third column and list everything in order of time-frame putting times that the most important things need to be accomplished and then adding the desired time you would like the remaining things accomplished by the end of the day. This creates a deadline for everything on your schedule and keeps your focused throughout the day.

Example:

  • A) Sign field trip permission slips  (8:00AM)

  • B) Go to post office (by 9:00AM)

  • C) Call mom (before 10:00AM)

  • D) Scrub toilet (by Noon)

  • E) Clean out bathroom closet (by 12:30PM)

After you have listed everything in its order of urgency you have your prioritized plan of action for the day. Now you can put it into a time-frame. Set 15 min. intervals for yourself to work on the larger more daunting tasks.

I like just using the timer on my phone and setting it in 15 minute intervals. I even use the 15 minute timer for half-hour tasks so that I know when I’m at the half-way point.

You’ll be shocked and amazed at how much you can fit into your daily schedule now! It’s like creating more time out of thin air for yourself! I love it! 😀

the power of prioritizing your schedule

I can’t stand huge projects. Cleaning out closets or painting rooms overwhelm and irritate me. So just like tons of other people, I put them off. I noticed however that the little things that don’t have such a huge impact on my entire day get done a lot easier, so I started tricking myself, to see if it would help. And guess what?! It did!!

I turn the timer on and put on some upbeat music. I tell myself that I’m only going to work on this “fill in the blank project” for 15 minutes and whatever I get done great, whatever is left is for tomorrow.

Surprise! Surprise! It almost ALWAYS gets done 5 minutes to 10 minutes into the timer!

 

It turned into a huge game where I would either race to beat the clock or get lost in the music and enjoyment of actually doing the thing that had been looming over my head for so long!

It’s really that simple! It only takes a couple extra minutes to do rather than a typical brain dump of a to-do list.

You will feel so much more organized and structured. You will know what is coming up, what is finished, and what you still need to accomplish every minute of every day! You will all of the sudden be that “put together parent”, that organized and always on top of it mom! Trust me prioritizing gets everything out of your head, on the paper, and in order!

Check out this Post:

How to Get Everything You Want Done in a Day! 

Creating a prioritized schedule really takes no time at all and it makes us focus on what the day should look like and plan it out in a good order. Sometimes I create my prioritized schedule the night before and that way I sleep better knowing it is all written down. This method works great for the week and planning your month too! It’s a powerful tool for those of us feeling like sometimes the clock is just ticking too fast to get everything done!

 

Remember to follow the steps to show yourself what is most important on your schedule and attack those tasks first in order to be successful!

 

Try it I know you will love it as much as I do!

Wishing you all the success and happiness in your every day life!!