The Easiest Way to Save Lots of Money: Digit, Savings App Review

The Easiest Way to Save Lots of Money: Digit, Savings App Review

This post contains affiliate links. See Affiliate Disclaimer

 

Are you a saver or a spender?

 

Do you have things you would like to do?  Like take a trip, buy a newer car, pay off debt, but never seem to get enough money in your account to do it?

What if I told you I have a totally affordable digital software that will create a reality for you where you NEVER HAVE TO SAVE a penny EVER AGAIN! And you will still have money rolling into your saving account! And it doesn’t cost more than a cup of black coffee once a month!

 

To good to be true right? Or not!

Let me introduce you to my most favorite app in the world!

DIGIT!

 

Digit is an app that automatically helps their customers save money. In fact they have helped them save millions and millions of dollars.

My husband and I decided to try it out and after just one week, we were hooked! It is literally mindless saving rather than the typical mindless spending! It was easy to see after just one week how this could be an extremely powerful tool to help us reach our savings goals without the pain that’s usually involved!

Digit is a software, app, website, and program that links to your bank account, tracks your spending habits and after a couple of days starts determining when it is safe to save. It then withdrawals small amounts of money from your account and puts it in a “Rainy Day” Digit Savings Account.

It is literally as simple as that. DONE!!

Let me tell you:  IT ACTUALL WORKS!!!

You Can Check It Out HERE: Digit

 

Check out these other great ways to save money:

 

The “Rainy Day” account is located on the Digit site and can be accessed at any and all times.

I love this because if you have your savings and checking with the same bank it is usually pretty easy to “steal” from your savings or not put money away at all! “Out of sight; out of mind” is a great mentality when it comes to automatic saving and investing!

Digit is great because it automatically puts small amounts into savings that add up in a BIG way!

My husband is a natural spender and if he was the only one in charge of our finances I would be shocked if anything in our budget would be allocated to savings. As it is we both feel like we don’t put enough away! Or we just want a decent “rainy day fund” for those things that come up (like Christmas in December in some cases! J) that we can go to when needed!

You can make a withdrawal from your Digit account at any time, and it will take 1 business day to be returned back to the account saved from.

You can determine how much is taken at a time if you feel that what Digit is taking is too much, or too random and would like a specific amount to be withdrawn on certain days.

You can name your account so that you have an actual goal! For example; Christmas Budget, Family Vacation, New Car, House Projects, Emergency Fund etc….

Sound too good to be true? You Can Check It Out HERE for Yourself!

 

HOW DOES THE DIGIT SAVINGS APP WORK?

When you sign up for the Digit Service you automatically get a Digit Savings account. This is where your money is saved for you after it is withdrawn from your bank account. The account is FDIC insured up to $250,000 so you know that your hard-earned money is safe and sound.

Each time Digit saves money from your account it will notify you of the amount saved, and the remaining balance in your account. The amount will vary depending on your situation and the amount of money in your account. Typical amounts are no more than $20 at a time.

Whenever you are ready to spend the saved money, all you have to do is text “withdraw” back to your digit text. They will have you save their information upon signing up, and you will have been receiving texts throughout the saving process. If you would like to check your balance, text “balance.” You can also text “minimum” to set up a specified amount you would like to be saved and no more.

It really is that simple!

The Easiest Way to Become a Saver Digit app

 

WHY IS DIGIT GREAT? WHY DID I CREATE A REVIEW FOR DIGIT?

I recommend Digit because of the simplicity it allows even the worst saver! It allows you to put your savings on autopilot and not even have to think about it. It’s like having a personal digital accountant in your pocket!

 

Digit does have a monthly subscription of $2.99. There are no hidden fees. No transfer, withdraws, or service fees. It is strictly a $2.99 subscription. What you see is what you get.

Digit promises that you will never overdraft. They have perfected their algorithm so well and they track your accounts so closely that they will never allow you to overdraft into your savings. They even promise that if something were to happen that causes an overdraft fee, Digit would pay for it. (However, this is EXTREMELY unlikely)

 

CAN I TURN DIGIT OFF?

The one thing my husband was worried about when I first signed up was if I could turn it off or pause it. (We were planning a vacation at the time and he did not want it on during our trip)

The answer is YES. You are able to turn off digit or pause it any time you like, setting up a date when you feel more comfortable starting up your savings again.

 

IS THE DIGIT APP SAFE TO USE?

When you are handling your money electronically it can feel unsafe or unnerving. Especially when connecting to your bank accounts. So I’m sure you are wondering how safe the app is to use.

 

The DIGIT APP IS 100% SAFE. It is FDIC Insured up to $250,000.

 

WHY IS DIGIT SO AFFORDABLE?

The Digit Service is only $2.99 A MONTH. The price of 1 small cup of black coffee! How in the world can such a fantastic service with all it’s functions and benefits be so affordable?

Digit is so affordable because it makes money off the interest in your Digit savings account. Just like a regular bank earns income off the money sitting in your accounts. It does stink not to make a return on your savings, but the money would be so small it wouldn’t even make a difference. And the trade off is so worth it to have an automated savings!

 

HOW DO I SIGN UP FOR DIGIT?

All you have to do is:

Click Here Digit Savings Service

Sign up with your phone number

Connect your bank account to your digit account

Start Saving!

 

What do you think of this app? I’d love to know!

Do you have a hard time saving? Does this seem like something you would really benefit from?

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Laundry Room Makeovers for Under $50

Laundry Room Makeovers for Under $50

Laundry Rooms……. the dungeons of the home!

I can’t help but ask why? Why isn’t the laundry room as beautiful as the kitchen? It serves an important part of the family, just as the kitchen!

Maybe it’s because we don’t gather in the laundry room, but I know my kids always know if they can’t find mom to come looking downstairs, and they will find her with her head deep in the washer or drier!! 😊

Most people don’t think about giving their laundry room the T.L.C. it really deserves, or mama deserves for that matter!

I’ve come up with a list of uber cheap, crazy easy little hacks you can do today to spruce up that much neglected room and help you feel like you WANT to get laundry done! Wow wouldn’t that be an awesome feeling!?

 

Here are some great Laundry Room Makeovers for Under $50:

 

Laundry Room Makeovers for Under $50

 

  1. Don’t Under Estimate the Power of a Can of Paint!

This might not be crazy easy, (I hate to paint) but it is a super simple way to transform a room! Pick light airy colors that indicate clean, crisp, and bright! These colors will help you want to be in there to get the work done!

 

  1. Art

By adding a simple sign that has to do with laundry or a pretty painting to your liking you add character and life to your laundry room. It’ll brighten up your day a little more when you walk in to do your next load!

 

  1. Create a Bin/Sorting Area

We aren’t all blessed with large amounts of space in our homes, but that doesn’t really matter. Nowadays there is ample number of hacks, tricks, and creative ways to condense your space to fit in the smallest of rooms! Try creating a box to store your bins stacking them upright can give you the advantage of using vertical space.

 

  1. Lighting

Try changing your light fixtures. By going to your local hardware store, you can pick up a super inexpensive bright new light fixture with can bring new life to any room. Also try using a florescent light bulb instead of a yellow low wattage bulb.

 

  1. Add Creative Features

Add a fun creative touch, things like putting your Tide Pods in a cookie jar. Or your liquid detergent in big glass beverage dispensers. Use your vertical space again by hanging a hooked peg board and hang little baskets for things like clothes line clips, brooms and dust pans, a plastic bag holder, you name it!

 

  1. Hang Things

Whenever possible hang it! I recently saw a great hack. Take 2 coat hooks and hang them about 6 to 8 inches apart. Now you can use this to hang your ironing board! Genius!

 

  1. Plants

There is nothing like the joy a plant can give a soul. Depending on where in the house your laundry room is located and how much natural light it has putting a living or even artificial plant on a shelf or on your drier can bring a brightness and peace to the room.

 

  1. Rug

I just did this one myself. I put a large area rug that we were no longer using, right in front of my washer and dryer. It changed everything! It is cozier on my feet and makes everything feel happier. My one tip with this is to make sure you do a nice light color. When in doubt always go light. Light flooring makes the room look bigger all around. You can go to any local carpet installation store and ask for rug remnants. Usually you can get a pretty great deal on a large piece of great carpet!

 

So there ya’ have it! My 8 ways to do a laundry room make over for under $50!

I hope you found something here that inspired you to spruce up your laundry room for a more productive and happy chore time!

 

 

5 Professional Cleaning Hacks to Save You Time and Money

5 Professional Cleaning Hacks to Save You Time & Money

Cleaning is always a task that takes ample amounts of time. Cleaning has always been a favorite pass time of mine personally, but I always HATE how much time it uses up in my day.

Today I’m going to give you my 5 favorite professional cleaning hacks to save you time and the job done that much faster 😊

You may also like these other posts:

 

 

In my younger days I worked as a professional cleaner. I loved it and loved the way we were taught to glide easily through our jobs leaving it immaculate as we went!

I have adopted the methods that they taught us through my motherhood and constant cleaning tasks! I hope you find something here you can use in your daily tasks as well!

Do you ever day dream of hiring help to whip around your house? Getting it sparkling clean and smelling amazing all in the hour you hired them to do it seems like a miracle! Your house could be professionally; dusted, straightened, shined, vacuumed, mopped, swiped and wiped!

 

5 Professional Cleaning Hacks to Save You Time

 

However; rather than pay for someone to be cleaning your house while you get other things done, here are some ways the professionals are able to save so much time while getting a house squeaky clean!

 

Here are my 5 awesome professional cleaning hacks to save you time AND get the same results as the professionals!

 

  1. Pre-treat

No matter what it is, if you want to save time the secret key all the cleaning fairies are using is “pre-treating.” It could be a pot, pan, tub, or even window sill, if it is an above average grimy job, pre-treat it. This is key for the kitchen as well.

  1. Dry It Out

Ever notice how amazingly perfect hotel bathrooms are? They are fresh, crisp, and above all DRY. This is key for a perfectly clean home. When in doubt, dry it out. This goes for towels, bath mats, and slip mats, scrub brushes, wash cloths, anything that could be damp and gathering bacteria.

 

7 Laundry Hacks That Save Tons of Money

 

 

  1. Divide and Conquer

This one is my secret sauce, and one the professionals use every day. They start in a room picking one task and finishing it until it is perfect. Say for instance the bed. They strip, refresh, make and perfect the bed. They don’t strip the bed, bring the laundry to the laundry room, throw in a load, and then head to the bathroom to start on the toilet.

They do one task till it is perfect. This will help you in the long run because in a matter of minutes if you keep to a task till it’s finished you will find your job completed and perfect. If you don’t know where to begin think of your room like a clock, start at 12 o’clock and work your way around 😉

 

  1. Figure Out Your Goal

I am a perfectionist. But some days perfect just isn’t in the cards. That doesn’t mean it can’t be pretty darn good though. By knowing your schedule and prioritizing your day you know how much time you have to get certain things done well. Find your “perfect” for the day. It will look different each day.

 

  1. Remove Before Cleaning

This is one I’m not too great at. I like to just get in and start the job. But just like painting sometimes tasks need a little “prep.” If you are painting a room you need to sand, tape edges, and lay drop cloths. Same with cleaning sometimes.

If you’re cleaning an oven remove the racks, if you’re cleaning a stain soak up as much as possible, and vacuum sand and dirt before scrubbing the stain. Keep in mind in all cleaning situations your best bet is always to remove as much as possible before you begin. This can go for counters, bathrooms, and tables as well.

 

There ya’ have it! These 5 simple hacks are going to save you so much time and energy! So next time you start to clean you home just remember:

 

  • PRE-TREAT

  • DRY IT OUT

  • DIVIDE AND CONQUER

  • FIGURE OUT YOUR GOAL

  • REMOVE BEFORE CLEANING

 

If you have any cleaning hacks that you love using I’d love to hear about it! Leave me a comment or shoot me an email!

How I Saved $600 on Clothes in One Day for my kids

How I Saved $600 on Clothes in One Day (for my kids)

Clothing 5 kids every year, all year round can feel like a full-time job at times! 😊

It is always ironic to me how I almost ALWAYS discover who needs what just as we are needing to walk out the door!!

Son #1 needs new pants because they are ALL too short!

Son #2 needs new shirts because they are ALL stained!

Daughter #1 needs new underwear because I have neglected that item on my list for far too long!

Son # 3 needs new shoes because let’s face it moms, sons just don’t pass down shoes!

Daughter #2…. well, girls can pass things down for years so she’s pretty good!

It can be overwhelming to have to purchase so many items of clothing. Till I discovered a different way to do it! A way that not only saves me thousands, but let’s me purchase for the year at a one stop shop!

How I Saved $600 on Clothes in One Day for my kids

 

Let me explain how I saved $600 on clothes in one day for my kids! 😊

 

I know we all know about thrifting but this little hack took thrifting to a whole new level!

I shop frequently at Once Upon A Child. This is the #1 kids thrift clothes store in the nation. You can find their locations HERE.

They had a sale this spring where the local high school did a Relay for Life charity drive. It was a fill a bag for $15 dollars event. I went crazy!

I filled 4 bags. One for each child. I knew in advance what each child needed and the sizes they would be growing into soon. I grabbed frantically and these clothes were AMAZING! I wound up clothing all 5 of my children for $45 dollars for the next year! I saved $600 in one day on clothes and that is just by thrift store prices! These clothes look brand new!

 

When we got home I tallied up the prices that the second-hand store would have charged me.

 

How I Saved $600 on Clothes in One Day for my kids 2

 

Even if I had shopped at the thrift store itself I would have spend $660.00!! I spent $60 to fill up 4 grab bags as stuffed and overflowing as I possibly could.

I had:

Swim suits

Snow gear

Shoes

Books

Dresses

Name brand jeans

Polos

Rain coats

Rain boots

Church cloths

Shorts

Shirts

I completely outfitted 5 kids for an entire year for $60 dollars!

I know that this kind of thing doesn’t just happen in my town! Find your local Once Upon a Child, or even high school, ask and see what kind of fundraisers and charity drives they are doing! Believe me; it’s worth it!

If you have done your due diligence and there is NOTHING like this in your area an alternative is church sales!

 

How I Saved $600 on Clothes in One Day for my kids

 

Local churches especially ones that have schools attached to them will usually have huge summer “garage sales” Everything is typically marked super low because they want to move the items donated by parishioners and they would rather get your .25 cents rather than have to find somewhere to donate all their stuff.

I have found so many wonderful things not just children’s clothes at events like there. Entire King size sheets sets in perfect condition for a dollar. Artificial Christmas trees, furniture, kitchen ware, children’s clothes, men’s tools, art, coats! Look in your local paper, ask around on Facebook, I can bet money that you will find a good church garage sale in your home town!

I hope you found something here today that will really help you save thousands like I have! Sometimes it’s all about who you know! 😉

8 Homemade Cleaners that Will Save You TIME AND MONEY!

8 Homemade Cleaners that Will Save You TIME AND MONEY!

I love anything I can find that is about saving time and money! I LOVE the word: hack! If someone says “hack your” I am all ears!!

Today I’m bringing you a cleaning hack that will save you time and money! 2 blissfully beautiful things! Save a trip to the store and save that money in your pocket! 😊

 

If you like this sort of thing don’t forget to check out these for more inspiration:

 

I can’t stand recipes that are only so-so. So, I’m not about to recommend them to you! Because I’m not here to waste your time! What I want strive to provide are legit ways that I have saved time and money that ACTUALLY work! Not ones that just sound like a good idea! As a busy mom of five, I am all about trying new hacks to save myself some daily headache! J

 

When we set out to clean we are taking time out of our busy schedules to get a job done. We don’t have time for recipes that only work half-way or leave your surfaces feeling gritty or filmy. These recipes have been tested and work very well!

 

8 Homemade Cleaners that Will Save You TIME AND MONEY:

 

Stop waiting for life to happen

 

Note: Lemon essential oil is my all-time favorite. It not only spells the cleanest, but it also helps to cut grease and grim.

FRIDGE CLEANER:

The fridge can either be a beautiful sight or a disgusting mess. It is home to our food. It should be as shiny and bright and appealing as possible.

Take a regular dollar store spray bottle and fill ½ way with hot water.

½ cup white vinegar

½ tsp. of dish soap

20 drops of lemon essential oil

Give it a good shake and get to work 😉

 

ALL-PURPOSE LEMON DISINFECTANT

A bottle of cheap vodka

4-5 lemons

Found on BRENDID.COM

 

WOOD FLOOR CLEANER

 

8 Homemade Cleaners that Will Save You TIME AND MONEY!

 

This recipe is amazing for all kinds of wood floors. It leaves it shiny, and smooth. It also smells clean and fresh!

 

Get spray bottle from the dollar store

Fill it with:

1 cup hot water

½ cup white vinegar

1 tsp. dawn dish soap

Spray an area on the floor and wipe clean with a flat head mop. Which you can find a great option for a fabulous price for HERE.

 

CARPET DEODERIZER

Baking Soda

Essential Oils

Side note: I purchased Arm N’ Hammer Carpet Deodorizer a while ago. The smell gave me such a terrible headache from all the chemicals. I set out to find a better alternative. This is the best option for a gentle and mellow deodorizer for your carpets. It’s also great for cars, let sit overnight and vacuum up the next day for a clean and fresh smell!!

  

AMAZING OVEN CLEANER

I tested about 5 recipes for my oven throughout the years. This one is a conglomeration of all the aspects I thought worked well for oven cleaner. As a renter the ovens were always my nemesis. After I created this recipe oven cleaning became a breeze!

An empty spray bottle.

2 cups white vinegar

½ cup of salt

½ hydrogen peroxide

¼ cup of Dawn Dish Soap

SHAKE UNTIL SALT IS DISSOLVED

Sprinkle baking soda all over your oven and racks. Then liberally spay the recipe above until the oven is drenched. Scrub with a steel wool brush, (if you don’t have one on hand roll up a ball of aluminum foil and this works as a GREAT scrub brush!)

Let sit overnight, and the next day it will literally wipe off with a hot wet washcloth.

 

Homemade Clorox Wipes

 

8 Homemade Cleaners that Will Save You TIME AND MONEY!

 

I absolutely LOVE this recipe. It not only saves me money, but it helps the environment as well! I love that I don’t have to spend $4 on a jug of wipes that just get thrown in to my trash at the end of my chore day!

Take any old rags, t-shirt strips, or old socks would even work! Put them into a big jar.

Combine:

1 cup water

¼ cup of rubbing alcohol

2 tbsp. Dawn Dish Soap

2 tbsp. ammonia (optional) (can be found at the dollar store 😉)

You may need to add more water depending on what kind of cloth you used to absorb the soap.

 

DIY FEBREEZE

½ cup of Downey Unstoppables

¼ cup of white vinegar

2 caps of rubbing alcohol (THIS HELPS THE FEBREEZE DRY FASTER AND NOT LEAVE ANY WATER STAINS)

Fill the remaining with water

After the mixture is in the bottle put the spray cap on and swirl around until the unstoppables have dissolved. This can take up to an hour.

 

WASHING SODA

I recently discovered that plain old baking soda isn’t as effective as “washing soda.” Washing soda is still baking soda it is only baked at a temperature that alkalize it so that it isn’t edible anymore, making it clean your home and clothes that much better!

To make washing soda:

Take a stainless-steel baking tray (preferably with sides such as a 9×13

Baking Soda about a ½ inch thick in the pan

Turn your oven on 400

Bake for 1 hour. Stirring 1 or 2 times in that time.

Regular baking soda has a silky feel. Washing soda will turn grainy. At this point take out of the oven and cool. Place in a sealed jar in a cool dry place.

 

I hope these homemade cleaners that will save you time and money work as well for you as they have for me! My home is still clean, and I don’t spend ½ the amount of money at the store anymore on toxic chemicals!

If you have a recipe that you love that helps you clean something in your house and saves you time from the store and money on the supplies, we would all LOVE to hear about it!! Feel free to email me or put it in the comments below!

Have a great day😊

 

Hidden Amazon Discounts You've Never Heard Of

Hidden Amazon Discounts You’ve Never Heard Of

This post contains affiliate links. See Affiliate Disclaimer

Do you think you are getting Amazon’s best prices? You might be surprised to learn that even with Prime Memberships, you may be leaving money on the table!

There is great and EASY way to find EVERY one of the hidden amazon discounts you’ve never heard of!

 

Hidden Amazon Discounts You've Never Heard Of

Amazon is known for its massive savings, free shipping, and best deals. But did you know that they may not ALWAYS be giving you the best deals out there?

We have all purchased items on Amazon and maybe even over-spent a bit while we’re at it! After all it’s so simple and easy to just click a button and have things delivered right to your door! Amazon makes it that way! It’s very smart on their part to have everything simple and convenient even down to suggested items or “Amazon’s Pick” of an item you search for on the site. But are you getting those items in your shopping cart at the absolute best price? The answer is; usually not!!!

 

how to get hidden amazon discounts you've never heard of

 

We have pretty much all heard of Groupon, Ebates, or even iBotta (if you haven’t click HERE to learn more) and other coupon saving apps and widgets, but have you heard of Honey?

It’s the simplest way to save money on Amazon that I have ever found! It does all the work for you! It is just a browser add-on that makes sure you are getting the cheapest price for your items! It does all the price comparing for you! And you get the reward of saving any money that there is to be saved!

No work, No Hassle or your part! It’s the best tool I have ever found out there for saving money while online shopping! You can learn more about it HERE!!!

I couldn’t believe it when I found this amazing little add on for my web browser. I was skeptical until I downloaded it and saw for myself that I could save $3 dollars on a school workbook for my son I had waiting in my cart! The item was already in my cart waiting for me to purchase and Honey made sure I got it for the best price possible! It’s THAT simple!!!!

Imagine how much you can save with Honey if you are a regular (like weekly) Amazon shopper!

There was literally NO EFFORT on my part. I clicked download, and all of the sudden I had savings!

This was just the beginning my friends!

As you all know I am a saver and am constantly preaching a frugal lifestyle as a way to reach your goals! I LOVE to save money and then put the money I saved from my efforts straight into my savings account. This Easy and Free way to save money is a game changer for me!

This widget is completely 100% safe and FREE!!!!!!

 

how to get hidden amazon discounts you've never heard of 4

 

Go HERE to read more and start saving today!

Check out these other Great Ways to save more of your hard-earned money:

How to Save Money When Decorating Your Home

5 Simple Ways To Save Money Today

How we Cut our Grocery Bill in HALF

10 Easy Habits Smart People Do to Save Money

How we Saved $600 in Just One Month

 

THE BEST WAY TO MEAL PLAN TO SAVE MONEY (LIKE THOUSANDS)

This post contains affiliate links. See Affiliate Disclaimer

 

You’re on your way home, possibly stuck in traffic. It’s 6 O’clock and what are you thinking about? Yep! Dinner! 😊

It’s the first time you’ve thought about it all day and now you’re starving. You quickly think about the evening like a flash of lighting streaking across your brain. Homework, baths, dishes, lunch prep, dog needs a walk, on and on.

The drive thru signs get strangely brighter. You can almost smell the food as you pass! The dinner options are many, answering that question, “what’s for dinner.”

Don’t judge yourself, I can only describe this scene so well because I lived it so many many times! We have all been there!

Don’t get me wrong, fast food has its perks. No clean up, and it’s pretty much instant upon order.

It has its downfalls too. Especially for the budget and waistline.

Check out these related posts:

10 Ways to Save Money on Your Food Budget

How We Cut Our Grocery Bill in-Half

15 Things You Need To Stock a Frugal Pantry

We Saved Hundreds By Changing This Simple Coffee Habit

 

See Cheap Tasty Meal Plans!

 

The thing about dinner is it doesn’t have to be hard.

I grew up in a home where every single ingredient had to be homemade. We spend ¾ of the day in the kitchen and 15 minutes eating the dinner. 2 hours cleaning up after it. (we didn’t have a dishwasher)

 

How to meal plan to save money

There were 6 people in my family. We canned everything we ate. Tomatoes corn, beans, even our own sauerkraut. We made our own bread, even noodles sometimes. It was sacrilegious to make a boxed cake for crying out loud. And something as simple as spaghetti took literally all day from the time by dad woke up to sear the beef tips, to the 6 o’clock dinner the sauce was “loved on.”

I learned very early on to HATE cooking. Sure the time in the kitchen with my sisters and mom were fun….sometimes. If I can forget all the fighting and sore feet. But the cleanup and the endless work was miserable.

Long story not so short after I moved out I wanted nothing to do with cooking and cleaning up. I wanted my honeymoon stage of restaurants to last……well forever! 😊 And I’m not going to lie to you I still do.

But there comes a time (when the kids come) that it’s time to “adult”. and it’s expensive! one of the best ways to cut costs is to meal plan to save money! Have a plan and refine it to save the most when it comes to your cooking and shopping habits!

Here are my meal planning hacks that saved us thousands of dollars on our food budget, kept us out of the fast food line, and didn’t consume my entire evening to make AND clean up!

First: Create a Meal Plan:

Yes of course, first you have to create the meal plan to save money!

Having a mapped out meal plan doesn’t only help you in the kitchen when everyone is starving. It helps at the grocery store too! Meal planning is as simple as writing down 7 meals for that week that you plan on eating. Having all the ingredients to make said meals. You can make them as simple or as special as you prefer based on your schedule that week.

Here is a quick look at a typical meal plan in my home on a regular week:

Monday: Tacos
Tuesday: Soup and Salad
Wednesday: Roasted Veggies over Rice
Thursday: Creamy Sausage and Pea Casserole
Friday: Homemade Pizza
Saturday: Hamburgers
Sunday: Gourmet Sandwiches

These are just a couple of my go to’s that are easy to make, easy to clean up, and easy on the budget.

Second:  Having the Right Tools

Having the right tools for any job is crucial for a successful outcome and rapid results. This literally can be applied to everything in life.

Certain cooking tools help to cook meals way faster than ever before.

I’m sure you’ve heard of the Instapot. This cooking wonder is a beyond easy way to make dinner in a snap. From frozen to tender! There are literally thousands of recipes and blogs out there with recipes that help you get dinner on the table in as little as 30 minutes.

My life changed completely when we first bought a rice cooker and I didn’t have to worry about how the rice was doing while it cooked! Rice is so cheap and you can do so many things with it! The right tools for the job can make the biggest difference!

 

how to meal plan to save money

 

Third: One Pot Dinners

The concept of making a whole dinner to feed an entire family all in one pot is extremely intriguing to me! 😀

There’s a Youtuber One Pot Chef Show who has wonderful recipes all in the convenience of one pot!

You can do a quick search on YouTube or Pinterest or any platform to find some of these amazing dinner ideas!

Fourth: 15 Minutes Dinners

This is a life saver for those nights you have to rush kids to sports or are running late for an event!

Having an arsenal of 15 minute dinner recipes that are your go to’s help to take away the wait for a hungry family. There are tons of pinterestable posts on 1 minutes dinners. Print them off and keep them handy for dinner emergencies! it’s easy to have a few quick dinners in your back pocket that the family likes and won’t get sick of!

Fifth: Stay Stocked

I have come to the simple conclusion that having frozen pizzas in the freezer for those nights I just can’t stand the thought of cooking isn’t the end of the world! Keep your freezer ad pantry stocked with the tried and true grab goes. Mac n’ cheese, frozen pizzas, or jars of spaghetti sauce. These will guarantee quick and easy dinners that everyone loves. They may not be the healthiest choices, but you can always throw some fresh spinach in the mac n’ cheese or peppers and artichokes on the pizza! (gluten free/organic)

Are you ready to take the leap and start avoiding the fast food lane or take out? I know it’s a hard one to give up, but by being uber prepared you won’t miss a beat! I promise!

If you have any tips or tricks for making eating in easier and more enjoyable I’d LOVE to hear from you, as this is still a struggle for me to this day! 😊

Talk to you soon!

Fun Free Things to Do when you want to throw your budget out the window

Fun free things to do when you want to throw your budget out the window

Making a budget and sticking to it can be hard at times. It takes willpower, goals, a vision for what your future looks like when you have reached those goals, and best of all a plan. I am a natural saver, yet when I want to have fun or feel good, spending money is my go to!

This doesn’t work so well when you have a minuscule to almost nonexistent spending allowance each month. Having a go to list of fun activities to do with your family when you don’t want to spend any money is the absolute best way to make sure you don’t spend where you don’t want to.

 

See Cheap Tasty Meal Plans!

 

Let’s be honest for a second. I hate budgeting. I feel poor. Sad. Board. And isolated. But when we don’t “budget” we end up broke and scared. When I don’t have a plan for what our day will look like, my financial plan goes in the crapper.

 

10 Ways to Save Money on Your Food Budget

So, to avoid the feelings of lack, boredom, and isolation I plan out everything. Food and meals presents for birthdays and Christmas, events, activities, you name it. By doing this we avoid overspending, needless spending, and being broke or falling off the budget wagon.

 

So here is a list of go to things I use for fun free things to do when I want to throw my budget out the window!

 

  • Google free local things to do in your town (My kids love the beach and parks)
  • Go to the library as a family
  • Invite friends over to play a board game
  • Go to the dollar store with cash
  • Picnic at the Park or Beach
  • Do an art project
  • Rearrange your house
  • Go thrifting for 1 piece of furniture and refurbish it
  • Do an art project
  • Grill outside in the back yard 
  • Make a fire or light a candle and play a board game, cards, or listen/Dance to music
  • Read a great book or watch movies
  • Bake Cookies (always fun)
  • Go on a nature walk in all seasons!
  • Go to a free Zoo in your area
  • Create a Mall scavenger hunt (We did this for my Son’s birthday and they loved taking pictures with our finds! -No money required!)

 

These are only the tip of the iceberg when it comes to fun free things to do as a family when you’re on a budget. It can be difficult to not spend money when you want to have fun. Even harder when you have kids! Just remember how much fun you had as a kid, what was it you did? I can bet money on the fact it was probably free!! Kids are resilient, and in this society of more, more, more they could use a little down to earth free fun! They are good memory makers!

Also if you are looking for something to do with your kids; remember that they want your TIME more than you spending money! My kids like new toys for a day (maybe) but if I am engaging with them and playing a game with them they will never get tired of it! It makes memories and is so fun! We have gotten old board games out, a deck of cards, or just ran around with sticks in the yard! These are the times they bring up the most to me as having the most fun! We also love going on hikes and playing at parks!

The point is, put the phone away and try to be in the moment with your family because we all know weekend go WAY too fast and soon you are back to the work week and busy schedules! Take the time to enjoy the the day and smell the roses! You won’t be disappointed!

I would love to hear what you and your family do for fun to stay on budget and make good memories at the same time! Email me or leave a comment for everyone to see!

Enjoy your family time with togetherness! 😊

10 Habits of Highly Successful People

10 Habits of Highly Successful People

We all want to know what the secrets of the most highly successful people are, no matter what we are trying to achieve. The truth is, that highly successful people have a kind of secret formula. A way they live their day to day lives. Success doesn’t just get dropping in your lap. That’s called a trust fund, or the lottery, and neither of those are success. To be highly successful requires a sort of road map, a discipline for getting things done.

 

Check out similar articles on Success:

7 Things They Never Taught You in School About Money

8 Financial TED Talks That Will Change Your Life

Key Money Secrets of REAL Millionaires

How to Create a Habit

 

It doesn’t matter where we are in the path of life, looking ahead we want to be the best we can be. When I think about my future even next week, it looks happier, cleaner, more productive, healthier, and more organized that it is today! To get there we need to do as the pro’s do!

So, let’s look at some of the Habits of Highly Successful People.

 

  1. Figuring Out What YOU WANT

Highly successful people know what it is that they are working for each day. Have a detailed thought out plan. Visualize and dream. Map out your future either tomorrow, next week, or 5 years from now.

Mindlessly going through life day in and day out always tackling the same issues with no resolve, spinning on a hamster wheel is the life of average people.

Get off the hamster wheel and lay out that road map for your future.Habits of Highly Successful People

 

 

  1. Reviewing Your Goals

Hand write you goals regularly. You’re less likely to veer away from your goals if you are continually seeing them and recreating them. Post them on your fridge or nightstand. Keep them always at the center of your mind and close to your heart! For example; If you have a goal for saving money keep the specifics of this goal written down, you will be less like to impulse buy at the store!

If you have a big goal, write it down in doable steps and track your progress! This will keep you motivated and give yourself some “wins” while reaching your larger goal!

 

  1. Prioritizing Sleep

This is a huge big one, and most people don’t do it. We live in a fast-paced world where all hours of the day can be swallowed up by something. However, the most productive and successful people put their bodies and minds first and this includes sleep. Allowing you to be your most alert and focused self. Enough sleep isn’t “just getting by” it’s ample amounts. You need to find your personal sweet spot, however many hours you need to feel refreshed and focused.

 

Waking up and getting everything, you want done in a day is great, but not if you are groggy, exhausted and crabby. You can read How to Get Everything Done in a Day HERE.

how to get everything you want done in a day

 

When that 5 am alarm goes off, you want to be ready to seize the day to the best of your ability.

 

  1. Workout

People who are successful schedule time to move their bodies. This isn’t just for staying fit and attractive, it goes deeper. It clears your mind, gets you away from technology, gets your blood pumping and helps you get creative. You HAVE TO SCHEDULE this by Prioritizing Your Schedule. You can learn how to do that by reading How To Prioritizing Your Schedule. When it comes to working out, it is more of a habit than anything else. Unless you are one of those rare people who enjoys working out! It all starts with a habit. Habits are wonderful and magical things that can ruin or transform your life. Learn How to Create a Habit HERE, and you will find harder tasks much easier to tackle.

 

  1. Reading

This one is another Biggy. Most people don’t LOVE to read. It boars people, and they find that they could be getting other more “fun” things done with their time. However, reading is a proven method to keep the mind sharp. What you read you become. Reading especially before bed sinks into your subconscious mind. According to the Business Insider “…those who read consistently exhibit significantly greater memory and mental abilities at all stages in life. They’re also better public speakers, thinkers and, according to some studies, better people in general.” You can read the rest of the article HERE.

 

  1. Scheduling Email

Successful DO NOT live a reactive lifestyle. They schedule people in. People don’t just “happen” to the most highly successful people. They don’t set a precedence for being the fastest responders, and they are very strategic with their response. Never allowing others to weasel or even dictate their time and schedules.

 

  1. Dependability

This one is huge in life. More people flake out on a commitment than those who follow through. When you can say yes to an opportunity you have the opportunity to prove your character. Learning to say “NO” to the things you don’t want to do, or the things that you don’t feel is a good fit for you is a mature and adult thing to do. Saying yes and then bailing causes you to be undependable and flaky. Highly successful people are always dependable and have a reputation for knowing what they want and don’t want. They don’t allow themselves to take on tasks or schedule events that won’t benefit them. When they do say yes they mean it and follow through.

 

  1. Focustime management focus

It’s time to get disciplined with your focus. It all starts with scheduling. Schedule your time, and then be honest and honor yourself with actually doing it. I recently turned all off notifications on my phone. YouTube, Facebook, Pinterest, Instagram you name it, it’s been silenced. I get at least 50% to 75% more done because of this. Allow yourself the freedom to focus on the task at hand.

 

  1. Hand-Pick Your Circle of Friends

The 5 people you spend the most time with are the people who shape and influence your life. These people need to be carefully picked.

 

Who in your life is not helping you reach your highest potential?

Who in your life is weighing you down even in the slightest?

 

The most highly successful people do the hardest things, cutting people out of your life, or lessening time with them can be one of the hardest things you can do. Which do you want to be, popular among people who aren’t good for you, or one of the most successful people you know?

 

  1. Prioritize “Me” Time

Highly successful people know when they have been spread too thin. They know that they require time to do WHATEVER it is that they love. This is the time for binge watching Netflix, reading a novel, going out for drinks with friends. Life isn’t always about working, and it certainly isn’t about doing for other people so much that you forget who you are. Prioritizing that time to take a bubble bath or a long shower are habits that highly successful people do every day. What does “Me Time” look like to you? You can learn The Hidden Truths About Self-Care HERE

 

Those are 10 Habits of Highly Successful People that you can adapt. Also Check out the habits of successful People vs Unsuccessful People!

 

I would LOVE to hear of a habit that you think everyone should know of to become as highly successful as possible! Leave those in the comments below! If you enjoyed these tips please subscribe to The Willow Brook Life where we are always looking for ways to better our lives and make it as perfectly balanced as possible!

I would love to hear your most successful habits! Email me or leave a comment below for everyone to learn from! 😊

See Cheap Tasty Meal Plans!

9 QUICK AND EASY WAYS TO RELIEVE STRESS

Stress creeps in on the best of us. I truly hate the days I feel stressed. I usually wake up feeling different. Moody. And for me at least, there doesn’t seems to be an easy way to beat daily stress!
Stressful days seem to kind of spiral out of control, until we find ourselves on the couch with a warm washcloth over our eyes and popping a painkiller or two.

• For me I usually get annoyed at the information out there for de-stressing. I don’t have the time or willpower to exercise for 30 minutes a day.

• I either don’t have the ingredients or truly don’t want to eat all the bland and boring health food they suggest.

• And it is NEVER quiet long enough here for me to meditate! (if it is where you are, this is a great practice!)

I decided to create a list of things I truly enjoy that make me happy, and feel BETTER! Things I can apply right now, things that make me take a deep breath and remember everything is okay!

These are my quick and easy ways to relieve stress in my life!

I hope these help you too!

DRINKS THAT RELIEVE STRESS

Tea: Tea is very beneficial and healing. It helps to reduce stress and anxiety and a bonus is that is promotes weight loss and appetite control!!

relieve stress

Lavender Lemonade: I know this goes under the category of “not having the ingredients in the cupboard” but bear with me. I too did not have the ingredients necessary for this recipe when I first found it. However, I made it a point to get them, and KEEP them on hand! This beautiful, elegant, lovely, treat is not only a calming experience for the eyes, but the taste buds as well. The lavender is proven to de-stress and relax the most tense muscles in your body. This is one to keep cool in the fridge!

relieve stress

FOODS THAT RELIEVE STRESS

Berries: Especially blueberries are rich in antioxidants and chalk full of vitamin C, which aids in the repairing of damaged cells due to stress. Get your hands on some fresh or even dried berries and treat yourself to a little break.

Blueberries help relieve stress
Cashews: Being a salty and crunchy snack they also help with cravings. However, cashews are high in zinc. Studies have been linked to low levels of zinc causing anxiety and depression. Keeping these little morsels on hand is a good idea.

relieve stress
Dark Chocolate: A bar of dark chocolate is really what does it for me! Mind you it has to be quality dark chocolate, full of all the antioxidants and blood pressure lowering qualities! relieve stress

My personal little tip: create your own little trail mix with these 3 ingredients for a quick grab n’ go stress reducing snack.

 

HABITS THAT RELIEVE STRESS

Evaluate: We will in a world of habits. We can create and change them, or be enslaved to them. It is always good to evaluate what habits are serving you and which are causing you more stress.

the power of prioritizing your scheduleto relieve stress

Time Blocking: By placing time around the things we need to get done, we make sure to not allow the world to pull us in all different directions. We also create a cushion around our time tables that allow for unfortunate events, like traffic or the like. This can also be related to finances, having an emergency fund helps elevated the possible catastrophic events that will come up.

The Art of Saying “NO”: This is generally the foundation to our stresses. Most people have a hard time with telling people NO. Either because they don’t know how to do it nicely so they just don’t, or they are afraid to let someone down. I used to be this person. I was always afraid to disappoint someone, or that they wouldn’t think highly of me if I said I couldn’t do something for them. So I would stress myself and my family out so badly. I have come to learn that most people don’t really bat an eye when you tell them you can’t do something. The less information you give the better. A simple, “that actually won’t work for me, can I get back to you with some dates and times it will work better?” works absolute wonders! Learning how to say no gracefully and taking care of yourself and the things that you need done will elevate stress levels drastically.

Deep Breath Exercise: Like I mentioned before I don’t like to work out for 30 minutes at a time, and it is NEVER quite here long enough to get through even a short 15-minute meditation with my 5 small fries! 😊 But that doesn’t mean that both of those things aren’t EXTREMELY beneficial to relieving stress. So I made my own version of both! Combined! I call it my MOMENT!

relieve stress
I take 5 deeps breaths in and out and stretch. I get away from whatever it is I’m doing and close my eyes and calm my mind and body by breathing deeply. Then I stand up and stretch. Bend down and touch my toes and bend from side to side. Getting the blood rushing into all my muscles and especially my brain. This clears my mind and helps me remember that everything is truly okay!

This is the  list of things I do (sometimes multiple times a day) that truly help me relieve stress and find my happiness again! Those days are real. And they are hard.
9 Simple Ways to Relieve Stress NowI would LOVE to know of a trick that you do that helps you to relieve stress quickly that most people don’t know about! 😊 Email me or leave your great tips in the comments!